Holidays with Lisa

I did something kindof bad this week. As I may or may not have already mentioned, I am supposed to go on a trip to Cancun in a couple of weeks with two girls. But, we haven't bought the tickets yet (one of the others is sick with mono and we want to wait before we do it, figuring at this point we might be able to swing a last-minute deal anyhow), and I am pretty short on money right now - I'm on a month-long break from work (paid work, anyway), and I'm stretching to last me another 3 weeks until my trip.

So I thought, instead of borrowing money from someone (which I wouldn't normally do but, as I am graduating and all that, several people have insisted I go and offered to lend money, and I know I could pay it back by the end of May), I should apply for another credit card and just, see if I get it.

I know, I know. Do not follow me as an example. In my defense, I have never carried any debt ever except for this year, and this year, I figured, it's the last year of my life I will ever be able to take serious time off and focus on my studies (and I have no more tuition bills to pay), so why not?

I know, still bad. Anyway, they sent me a card today. $1000 limit. That's a ticket and spending money. Awesome. Feel free to hate me.

Calling to activate was another story. I'm used to my bank, where it's all automatic. On this one, they make you talk to a person - who tries to sell you peace of mind, at a monthly insurance rate. Yeah, lame.

I know I don't want it already. No way. I tell him I have lots of people that will pay my credit card off if I become severely debilitated. He offers me a trial month. I tell him no, I did that once on a card and I still have it and I'm totally hating on that company. He says it will be easy to cancel. I tell him I don't really like talking on the phone and I especially don't like customer service lines, so I won't want to call back. I can hear the smile in his voice, too. But he keeps trying to sell me shit. Finally, he asks if he can tell me about another "opportunity". We banter, I finally tell him there is no way he is going to sell me anything, and he sends me on my way, "a thousand dollars richer". Or so I like to think.